Frequently Asked Questions

Getting burial insurance with Cincinnati Burial Insurance is simple and straightforward. Contact our experienced team who will guide you through your options, help you understand the terms, and select the right plan tailored to your needs. You can easily start this process via our website, or if you prefer, over the phone. At Cincinnati Burial Insurance, we are committed to providing the coverage you need with the service you deserve.

Burial insurance is specifically designed to cover end-of-life expenses, while life insurance provides a larger benefit that can be used to replace lost income, pay off a mortgage, or cover college expenses, in addition to covering funeral costs.

A death benefit is the amount of money the beneficiary receives from a life insurance or burial insurance policy when the policyholder passes away.

A waiting period in an insurance policy is the time between when you start the policy and when the full death benefit is available. If the insured person passes away during the waiting period, the beneficiary may only receive a portion of the death benefit or a return of the premiums paid.

Funeral insurance for seniors over 80 provides peace of mind knowing funeral costs are covered, with easy acceptance and no medical exams. However, premiums can be higher, and there may be a waiting period before full benefits apply.

A guaranteed life insurance policy, also known as guaranteed acceptance life insurance, is a type of policy that does not require a medical exam and accepts applicants regardless of health condition. It is often used for burial or final expense insurance.